Car Insurance For Young People - Deals, Discounts, & Gotcha's

Why are car insurance rates so high for young people? Statistically, young people have the worst driving records. They get into the most accidents, they take more risks on the road, they drive faster, and they wear their seat belts less. But it's more than just the driving records of young people that make the rates so high. There are some things you can do to keep your rates lower and cash in on some discounts. Online Motor Insurance Quotes,Donate your Car for Money,Hard drive Data Recovery Services,Donate Old Cars to Charity,Donate Car to Charity California,Donate Car for Tax Credit,Car Insurance Quotes PA,Donating Used Cars to Charity,Donating a Car in Maryland,Donate Your Car Sacramento,,Donate Your Car for Kids.

Stupidity Policy, Car insurance companies are not often straight forward with their customers about what is really required by law and what is added fluff on the company's "bare minimum" policies. Especially when it comes to teen and young drivers. They're typically banking on the fact that most people simply take the insurance agent's word at face value and buy what he/she says is best for them. Actually, we do this all the time in other areas of our lives. It's very irresponsible and costs us a lot of unnecessary money.

Tips for saving money on car insurance for young people

Driver's Education - ask about a possible discount for taking driver's education. In some states, driver's ed is required. But in other states, it's simply optional and could provide you with an insurance discount for taking it.

Certified Defensive Driver - Sometimes it's possible to take a course that will certify you as a "Defensive Driver". It also could provide you with a discount. You should ask your insurance agent before enrolling in such classes to be sure it will be cost effective.

Students, get good grades - This is a very popular car insurance discount for young people. Just bring in a copy of your report card and get an instant discount.

Avoid muscle cars and sports cars. These kinds of cars will have the highest car insurance rates anyway. The combination of having a sports car and being under 25 will be very costly, no matter how many discounts you can pile up.

Try asking for a higher deductible. Often times, a higher deductible can mean a lower monthly premium. Be careful though, check to make sure it will be cost effective for you.

Be sure to do your research. Shop around online and compare your options. Always get more than one quote, get 3 or more if possible. Compare apples to apples, the same types and levels of coverage from each company. Review your coverage every year. Car insurance quotes,Compare car insurance online,Buy car insurance online,Auto insurance,Commercial auto insurance,Small business insurance,Professional indemnity,General liability insurance,e&o insurance,Business insurance,Car insurance,Insurance quotes,Insurance,Life insurance,Rental insurance,,Cheapest insurance,Insurance forbusinesses,Insurance in a business,Car insurance companies.